Home Equity Loans

  • Get your money in one lump sum.
  • Pay it back in fixed principal and interest payments over a fixed period of time.
  • Typically come with a fixed interest rate, which means your payment remains the same.

A home equity loan often makes good sense if:

  • You need a set amount of money for a specific purpose, such as an addition to your home.
  • You need the money right away.